If FBCS is using aggressive or abusive collection tactics, federal law may be on your side. Excessive phone calls, contact at inconvenient times, or continued calls to your workplace after being told to stop can all violate the FDCPA. Debt collectors must not threaten arrest, lawsuits, or wage garnishment unless such actions are legal and planned. They are also required to provide wri... https://protectionforconsumers.com/stop-fbcs-debt-collection-harassment/