Enroll in autopay. Most lenders deduct 0.25% off your desire any time you Enroll in autopay. But make sure that your checking account has the resources when the thanks day rolls close to to stop a nonsufficient cash rate. PenFed does have to have borrowers to get a PenFed member https://martinlnstz.blogzag.com/80676297/a-review-of-2000-cash